Be sure to update your life insurance beneficiary(s)

I have many clients who unfortunately have serious disabling injuries that will prevent them from returning to work for the rest of their lives. In the madness that is living with a life altering injury and dealing with OWCP, people sometimes never get around to updating their life insurance beneficiary choice. Recently, a client passed away who had never updated his life insurance to list his wife of many years. Instead, his life insurance went to a cousin who had had little involvement with them for many years. The forms to select a beneficiary are available on the OPM website, complete the necessary form and follow the instructions for submitting the forms:
http://www.opm.gov/healthcare-insurance/life-insurance/designating-a-beneficiary/#url=Forms-for-Designations